Tata Capital Limited online EMI payments
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Tata Capital Limited Loan EMI Payment
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About Tata Capital Limited
Tata Capital Limited is the flagship financial services company of the Tata Group and a subsidiary of Tata Sons. Incorporated on 14 February 2007 and headquartered in Mumbai, it operates as an RBI-registered NBFC offering retail, SME, and corporate lending across India. The September 2024 merger of Tata Capital Financial Services Limited (TCFSL) into Tata Capital Limited consolidated the group's lending business under a single entity, with Tata Capital Housing Finance Limited (TCHFL) continuing as the dedicated housing finance subsidiary.
Personal loan
Home loan (via Tata Capital Housing Finance)
Business loan (working capital, term loan, SME finance)
Loan against property (LAP)
Two-wheeler loan
Used car loan
Auto loan (new and used)
Education loan
Channel finance and supply chain finance
Loan against securities
Wealth and investment products (Tata Capital Moneyfy)
These are the loan products Tata Capital Limited offers across India.
How to Pay Tata Capital Limited EMI Online
You can pay your Tata Capital Limited EMI through several channels:
Tata Capital Loan App & Wealth: pay EMI, download statement, raise service request
Retail customer portal: tatacapital.com Login with mobile or email + OTP
BBPS: pay Tata Capital EMI through Google Pay, PhonePe, Paytm, or any UPI app under "Loan EMI" biller
NACH auto-debit: default for sanctioned loans
NEFT / RTGS / IMPS: to the loan-specific account number in your sanction letter
**Net banking** via tatacapital.com
Tata Capital Virtual Assistant (TIA): 24x7 chat for payment links and queries
WhatsApp banking: apply, service, and pay via Tata Capital's official WhatsApp number
**Track Tata Capital EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Tata Capital Limited Customer Care
Contact Tata Capital Limited directly for EMI, account, or grievance queries:
Toll-free (loans): 1860 267 6060 (Monday to Saturday, 9 AM to 6 PM, excluding public holidays and Sundays)
Toll-free (Tata Capital Housing Finance): 1800 209 6060
Email: customercare@tatacapital.com
Email for online application queries: contactus@tatacapital.com
Registered office: 11th Floor, Tower A, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, 400 013
For account-specific queries, log in to https://www.tatacapital.com.. https://www.tatacapital.com. Use the Retail Portal login (mobile number or email + OTP) to view loan account details, download Statement of Account / Repayment Schedule, register service requests, and access foreclosure quotes.
Tata Capital Limited Prepayment and Foreclosure
Tata Capital allows part-prepayment and full foreclosure on most loans after the initial cooling-off period (typically 6 to 12 months depending on the product). Foreclosure charges range from 0% to 4.5% of the outstanding principal plus applicable taxes, varying by product type and tenure stage. Per RBI rules, floating-rate home loans and LAP to individual borrowers carry no foreclosure charges. Check your sanction letter or the schedule of charges in your Tata Capital portal for the exact percentage applicable to your loan. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Tata Capital loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Tata Capital Limited EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Tata Capital Limited EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Tata Capital Limited
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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