Aditya Birla Finance Limited online EMI payments
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Aditya Birla Finance Limited Loan EMI Payment
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About Aditya Birla Finance Limited (now Aditya Birla Capital Limited)
Aditya Birla Finance Limited (ABFL) was the lending NBFC of the Aditya Birla Group and a wholly owned subsidiary of Aditya Birla Capital Limited (ABCL). Effective 1 April 2025, ABFL was amalgamated into its parent ABCL, creating a single unified operating NBFC under the Aditya Birla Capital brand. ABCL is now the RBI-registered NBFC that issues personal loans, home loans, business loans, and other lending products previously offered by ABFL. The company is listed on the NSE and BSE and is the financial services flagship of the Aditya Birla Group.
Personal loan
Home loan and home loan balance transfer
Loan against property (LAP)
Business loan (working capital, term loan, SME)
Loan against securities and mutual funds
Lease rental discounting (LRD)
Supply chain finance
Construction equipment and commercial vehicle loan
Project finance and structured finance (corporate)
Two-wheeler loan
Used car loan
Education loan
These are the loan products Aditya Birla Finance Limited (now Aditya Birla Capital Limited) offers across India.
How to Pay Aditya Birla Finance Limited (now Aditya Birla Capital Limited) EMI Online
You can pay your Aditya Birla Finance Limited (now Aditya Birla Capital Limited) EMI through several channels:
Aditya Birla Capital - Finance app: pay EMI, view loan account, prepayment options
ABCD Aditya Birla Capital app: flagship consumer app for loans, insurance, and investments under one login
Aditya Birla Capital - Service App: for existing customers to manage policies, investments, and loan EMIs
Customer portal: abcl.adityabirlacapital.com login for loan account access
BBPS: pay Aditya Birla Capital (Aditya Birla Finance) EMI on Google Pay, PhonePe, Paytm, or any UPI app under the "Loan EMI" biller category, searching for Aditya Birla Capital or Aditya Birla Finance
NACH auto-debit: default for most loans, deducted from the registered bank account on the EMI due date
NEFT / RTGS / IMPS: to the loan-specific account number from your sanction letter
**Net banking and debit card** via the customer portal
Cheque: at any Aditya Birla Capital branch (limited acceptance; confirm in app first)
**Track Aditya Birla Finance EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Aditya Birla Finance Limited (now Aditya Birla Capital Limited) Customer Care
Contact Aditya Birla Finance Limited (now Aditya Birla Capital Limited) directly for EMI, account, or grievance queries:
Main customer care: 1800 270 7000 (toll-free). For loans, insurance, and investments
Grievance escalation: Grievance Redressal page on adityabirlacapital.com publishes the Nodal Officer matrix
Email (loans): care.finance@adityabirlacapital.com
Email (life insurance): care.lifeinsurance@adityabirlacapital.com
Email (mutual fund): care.mutualfunds@adityabirlacapital.com
Registered office: Aditya Birla Capital, One World Center, Tower 1-C, 18th Floor, Jupiter Mill Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai. 400 013
For account-specific queries, log in to https://abcl.adityabirlacapital.com. https://abcl.adityabirlacapital.com is the Aditya Birla Capital customer portal where existing ABFL/ABCL borrowers see their loan account, EMI schedule, next due date, outstanding principal, prepayment options, and foreclosure quote. The same login works on the ABCD app and the Aditya Birla Capital - Finance app.
Aditya Birla Finance Limited (now Aditya Birla Capital Limited) Prepayment and Foreclosure
Aditya Birla Capital Limited (formerly Aditya Birla Finance Limited) allows part-prepayment and full foreclosure on most loans after the initial lock-in period. Foreclosure charges and part-prepayment charges vary by product. Personal loans, business loans, and loans against property each carry different fees. Per RBI rules, floating-rate home loans and LAP to individual borrowers cannot be charged foreclosure fees. For fixed-rate personal loans, the prepayment charge typically applies on the outstanding principal. Check the exact charge percentage in your sanction letter or on the schedule of charges in the customer portal before paying. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Aditya Birla Finance loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Aditya Birla Finance Limited (now Aditya Birla Capital Limited) EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Aditya Birla Finance Limited (now Aditya Birla Capital Limited) EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Aditya Birla Finance Limited (now Aditya Birla Capital Limited)
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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