Asirvad Micro Finance Ltd online EMI payments
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Asirvad Micro Finance Ltd Loan EMI Payment
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About Asirvad Micro Finance Ltd
Asirvad Micro Finance Limited (Asirvad) is a Chennai-headquartered NBFC-MFI, incorporated on 29 August 2007 and registered with the Reserve Bank of India as a Non-Banking Financial Company - Microfinance Institution. Asirvad Micro Finance Ltd is a subsidiary of Manappuram Finance Limited (which holds approximately 97.51% of the company) and serves low-income women borrowers across India through the Joint Liability Group (JLG) microfinance model. Beyond core microfinance, Asirvad Micro Finance Ltd has expanded into MSME loans, gold loans (under the Asirvad Gold Loan brand), and two-wheeler loans. Its CIN is U65923TN2007PLC064550.
Joint Liability Group (JLG) microfinance loan: small-ticket, weekly/fortnightly repayment, women-only borrower groups (the core NBFC-MFI product)
MSME loan: small business loan for shop owners and self-employed
Gold loan (Asirvad Gold Loan)
Two-wheeler loan
Co-lending personal loans (Asirvad partners with IDFC FIRST Bank on co-lending for select products)
These are the loan products Asirvad Micro Finance Ltd offers across India.
How to Pay Asirvad Micro Finance Ltd EMI Online
You can pay your Asirvad Micro Finance Ltd EMI through several channels:
Asirvad Customer Self Service app: pay JLG loan instalment, view statement, locate branch
Asirvad OGL app: for gold loan customers (pay interest, view loan account)
Cash collection at JLG centre meetings: historically the primary repayment mode for microfinance loans, conducted by the loan officer at fortnightly or monthly group meetings
NACH auto-debit: increasingly used for MSME and individual loans
UPI / BBPS: pay your Asirvad Micro Finance Ltd EMI via Google Pay, PhonePe, or Paytm by searching "Asirvad" or "Asirvad Microfinance" under Loan EMI biller
NEFT / IMPS: to the loan account number on your sanction letter
At any Asirvad branch: via cash or cheque
**Track Asirvad EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Asirvad Micro Finance Ltd Customer Care
Contact Asirvad Micro Finance Ltd directly for EMI, account, or grievance queries:
Customer care toll-free: 18003093055
Grievance redressal: as published on asirvadmicrofinance.co.in (grievance officer and nodal officer details listed under the "Grievance" section)
General email: simi@asirvad.org (Company Secretary / registered email)
Registered office: Deshbandhu Plaza, First Floor, 47 Whites Road, Chennai, Tamil Nadu, 600014
Website contact: asirvadmicrofinance.co.in/contact
CIN: U65923TN2007PLC064550
For account-specific queries, log in to https://asirvadmicrofinance.co.in.. https://asirvadmicrofinance.co.in. Existing customers can log in through the "Customer Login" section using their registered mobile number and customer ID. Loan statements, interest certificates, and EMI history are available there, and gold loan customers can also use the Asirvad OGL app for online account access.
Asirvad Micro Finance Ltd Prepayment and Foreclosure
For its core JLG microfinance loans, Asirvad Micro Finance Ltd follows RBI's NBFC-MFI guidelines: pricing and foreclosure terms are governed by the MFI fair-practices framework, and no foreclosure or prepayment charges are typically levied on micro-loans to low-income borrowers. For gold loans, MSME loans, and two-wheeler loans, foreclosure and part-prepayment charges may apply per the product schedule of charges. Confirm in your sanction letter. Borrowers also retain RBI-prescribed cooling-off and prepayment rights. Check the current charges document on asirvadmicrofinance.co.in before paying. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Asirvad loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Asirvad Micro Finance Ltd EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Asirvad Micro Finance Ltd EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Asirvad Micro Finance Ltd
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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