Kissht online EMI payments
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Kissht Loan EMI Payment
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About Kissht
Kissht is an app-first instant personal loan platform in India, operated by OnEMI Technology Solutions Limited. The company was incorporated in 2016 under the Companies Act 2013 and is headquartered in Kurla West, Mumbai. The Kissht app offers short-tenure personal loans, online EMI for purchases, and credit-line products primarily to salaried and self-employed borrowers in urban and Tier 2/3 India. OnEMI Technology Solutions Limited operates the Kissht platform and partners with RBI-registered NBFCs for the actual lending. Borrowers should verify the current lending partner from their Kissht sanction letter or in-app disclosure.
Personal loan (instant, short-tenure: typically Rs. 5,000 to Rs. 5 lakh)
Online EMI on purchases (consumer durable, electronics, lifestyle)
Credit line / revolving credit product
Top-up loan for existing borrowers
Bill payment EMI options (select merchants)
These are the loan products Kissht offers across India.
How to Pay Kissht EMI Online
You can pay your Kissht EMI through several channels:
Kissht mobile app: pay EMI, view loan account, prepayment, foreclosure
Kissht web portal: kissht.com customer login section
BBPS: pay Kissht EMI on Google Pay, PhonePe, Paytm, or any UPI app under the "Loan EMI" biller category (search for the lending partner NBFC listed on your Kissht sanction letter)
NACH auto-debit / e-mandate: default for most Kissht loans, deducted from your registered bank account on the EMI due date
UPI Autopay: many Kissht customers set up UPI Autopay through the app for monthly EMI
NEFT / IMPS: to the loan-specific account number on your sanction letter
Debit card: via the Kissht app
WhatsApp support: to request payment links or assistance via +91 2248913631
**Track Kissht EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Kissht Customer Care
Contact Kissht directly for EMI, account, or grievance queries:
Customer care email: care@kissht.com
Customer care phone: 080 44745884 / 080 62816309
Grievance escalation: Borrowers can first raise a complaint via care@kissht.com or the in-app support, then escalate through the Grievance Redressal officer matrix published on kissht.com. The matrix also routes to the lending partner NBFC's Nodal Officer when applicable.
WhatsApp: +91 2248913631
Registered office: 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai - 400 070, Maharashtra, India
Media enquiries: Mediaenquiries@kissht.com
CIN: U72900MH2016PTC282573
For account-specific queries, log in to https://www.kissht.com. https://www.kissht.com (Customer Login section). Kissht customer portal where existing borrowers see their loan account, EMI schedule, next due date, outstanding principal, prepayment options, and foreclosure quote. The same login also works on the Kissht mobile app via mobile number and OTP authentication.
Kissht Prepayment and Foreclosure
Kissht (operated by OnEMI Technology Solutions Limited, in partnership with a lending NBFC) allows part-prepayment and full foreclosure on most loans after the initial lock-in period stated in your sanction letter. Foreclosure and part-prepayment charges vary by product, tenure, and the partner NBFC issuing your loan. Since Kissht loans are typically short-tenure unsecured personal loans at a fixed interest rate, a prepayment charge may apply on the outstanding principal. Check the schedule of charges in the Kissht app or your sanction letter for the exact percentage before paying. The RBI no-foreclosure-charge rule for floating-rate home loans does not apply to Kissht's product set. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Kissht loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Kissht EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Kissht EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Kissht
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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