Belstar Microfinance online EMI payments
Pay your Loan EMI with Oolka and earn cashback rewards
Belstar Microfinance Loan EMI Payment
Top Lenders
About Belstar Microfinance
Belstar Microfinance is one of India's larger NBFC-MFIs and a subsidiary of Muthoot Finance Limited, the listed gold-loan major. Belstar Microfinance Limited is registered with the Reserve Bank of India as a Non-Banking Financial Company - Micro Finance Institution (NBFC-MFI), headquartered in Chennai. Belstar provides small-ticket credit to women borrowers through the Self-Help Group (SHG) model and the joint-liability group model, serving 19.7 million active borrowers across 1,312 branches with an asset book of ₹8,222 crore as of March 2026. Loans are primarily for micro-enterprise, education, festival, emergency, and consumption needs in semi-urban and rural India.
Micro Enterprise Loan (SHG model): ₹20,000 to ₹1,50,000 per member, for women entrepreneurs
Small and Medium Enterprise Loan: ₹50,000 to ₹8,00,000 per member, 30-month tenure
Gold Loan: against gold collateral
Consumption Loan: ₹5,000 to ₹8,000, for medical and household needs
Education Loan: ₹20,000 to ₹50,000, 11 to 18 month repayment
Emergency Loan: ₹8,000 to ₹10,000, 11-month tenure
Festival Loan: ₹10,000 to ₹20,000, with 1-month moratorium
PRAGATI Loan: graduation product for mature SHG borrowers
MSME / Credit Plus: digital inclusion product for micro-entrepreneurs
These are the loan products Belstar Microfinance offers across India.
How to Pay Belstar Microfinance EMI Online
You can pay your Belstar Microfinance EMI through several channels:
Cash collection at the weekly SHG / centre meeting: primary repayment channel for SHG-model borrowers, handled by the Belstar field officer
BBPS: pay Belstar Microfinance EMI on Google Pay, PhonePe, Paytm, or any UPI app under the "Loan EMI" biller category by searching for Belstar Microfinance
NACH auto-debit: set up for SME, gold, and individual loans, debited from the registered bank account on the EMI due date
NEFT / RTGS / IMPS: to the loan-specific account number in your sanction letter
Cash deposit at any Belstar branch: 1,312 branches across India
UPI to the loan account: for borrowers whose disbursal was direct to a bank account
**Cheque or DD** at a Belstar branch
**Track Belstar EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Belstar Microfinance Customer Care
Contact Belstar Microfinance directly for EMI, account, or grievance queries:
Customer care toll-free: 1800-102-7049 (10:00 AM to 5:00 PM, working days)
Customer support email: info@belstar.in
Grievance / Nodal email: pno@belstar.in
Registered office: 4/14, M V Square, Soundarapandian Street, Ashok Nagar, Chennai, 600 083, Tamil Nadu
Local landline: +91-44-43414567
MFIN escalation (industry SRO): 1800-102-1080
RBI escalation (final level): 14448 | cms.rbi.org.in | crpc@rbi.org.in
Belstar Microfinance Prepayment and Foreclosure
Belstar Microfinance allows prepayment of an outstanding loan after the initial lock-in period defined in the sanction letter. Per RBI's directions on NBFC-MFI lending, prepayment penalties on microfinance loans extended to low-income borrowers are restricted. Check your sanction letter for the exact fee, if any. Group-model SHG loans typically allow full prepayment without penalty subject to the group's consent and the lock-in clause. Confirm the closure quote with your Belstar field officer or branch manager before paying. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Belstar loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Belstar Microfinance EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Belstar Microfinance EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Belstar Microfinance
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
Related searches
