Bajaj Auto Finance online EMI payments
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Bajaj Auto Finance Loan EMI Payment
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About Bajaj Auto Finance (Bajaj Auto Credit Limited)
Bajaj Auto Finance, formally known as Bajaj Auto Credit Limited (BACL), is the captive financing arm of Bajaj Auto Limited. It is a 100% subsidiary of Bajaj Auto and a Bajaj Group company. BACL was incorporated on 6 December 2021 (originally as Bajaj Auto Consumer Finance Limited) and received its Certificate of Registration from the Reserve Bank of India as an NBFC in August 2023. The company exclusively finances Bajaj Auto two-wheelers, three-wheelers, and commercial vehicles. It is a separate entity from Bajaj Finance Limited, with its registered office in Pune.
Two-wheeler loan (Bajaj motorcycles, scooters, and CNG two-wheelers)
Three-wheeler loan (Bajaj RE, Maxima auto rickshaws: passenger and cargo)
Commercial vehicle loan (small commercial and goods carriers)
Electric vehicle loan (Bajaj Chetak and other EVs distributed via Bajaj Auto)
Top-up loan for existing borrowers
Refinance and balance transfer (subject to eligibility)
These are the loan products Bajaj Auto Finance (Bajaj Auto Credit Limited) offers across India.
How to Pay Bajaj Auto Finance (Bajaj Auto Credit Limited) EMI Online
You can pay your Bajaj Auto Finance (Bajaj Auto Credit Limited) EMI through several channels:
My BACL app: pay EMI, view loan account, prepayment options, multilingual support
Bajaj Auto Credit website: bajajautocredit.com Customer Login section for online EMI payment and loan account view
BBPS: pay Bajaj Auto Credit Limited EMI on Google Pay, PhonePe, Paytm, or any UPI app under the "Loan EMI" biller category, searching for Bajaj Auto Credit
NACH auto-debit: default for most BACL loans; deducts from your registered bank account on the EMI due date
NEFT / RTGS / IMPS: to the BACL loan-specific account number from your sanction letter
**Debit card** via the My BACL app
Cheque or DD: at the financing dealer point or designated BACL branch
**Track Bajaj Auto Finance EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Bajaj Auto Finance (Bajaj Auto Credit Limited) Customer Care
Contact Bajaj Auto Finance (Bajaj Auto Credit Limited) directly for EMI, account, or grievance queries:
Customer care helpline: 8287222111 (9:30 AM to 6:30 PM, Monday to Saturday)
Email: . BACL does not publish a single customer-facing mailbox on its Contact page; customers are routed through the helpline and the My BACL app. Operational dealer email mpillai@bajajautocredit.com is listed in BACL SALES app metadata but is not the customer support channel.
Registered office: Bajaj Auto Credit Limited, Bajaj Auto Complex, Mumbai Pune Road, Pune, Maharashtra
Dealer sales / enquiry: 088060 08806
CIN: U65929PN2021PLC206668
For account-specific queries, log in to https://www.bajajautocredit.com/home/getlogin. https://www.bajajautocredit.com/home/getlogin is the Bajaj Auto Credit customer portal where existing BACL borrowers see their loan account number, EMI schedule, paid history, next due date, outstanding principal, prepayment options, and foreclosure quote. The same login also works on the My BACL app.
Bajaj Auto Finance (Bajaj Auto Credit Limited) Prepayment and Foreclosure
Bajaj Auto Credit Limited allows part-prepayment and full foreclosure on two-wheeler, three-wheeler, and commercial vehicle loans after the initial lock-in period specified in the sanction letter. Foreclosure and part-prepayment charges vary by product and tenure. Since these loans are typically fixed-rate auto loans (not floating-rate home loans to individuals), the RBI no-foreclosure-charge rule does not apply. BACL is permitted to levy prepayment charges. Always check the schedule of charges in the My BACL app or your sanction letter for the exact percentage before initiating prepayment. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Bajaj Auto Finance loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Bajaj Auto Finance (Bajaj Auto Credit Limited) EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Bajaj Auto Finance (Bajaj Auto Credit Limited) EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Bajaj Auto Finance (Bajaj Auto Credit Limited)
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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