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Bajaj Finserv is the financial services brand behind one of India's largest non-banking financial companies. The loans, EMI Card, and EMI payment services are issued by **Bajaj Finance Limited**, an RBI-registered NBFC in the Upper Layer (NBFC-UL) category, incorporated in 1987 and headquartered in Pune. Bajaj Finserv Limited is the listed holding company; Bajaj Finance Limited is the operating NBFC. Together they serve customers across 294 consumer branches and 497 rural locations in India.
Personal loan
Home loan
Loan against property (LAP)
Business loan (for SMEs and self-employed)
Two-wheeler and three-wheeler loan
Consumer durable loan (No Cost EMI on appliances and electronics)
Bajaj Finserv EMI Card (Insta EMI Card)
Gold loan
Loan against securities and fixed deposits
Doctor loan and Chartered Accountant loan
Used car loan
Education loan (for vocational and short-term courses)
These are the loan products Bajaj Finserv offers across India.
You can pay your Bajaj Finserv EMI through several channels:
Bajaj Finserv app: pay EMI, view loan statement, prepay, foreclose
My Account customer portal: bajajfinserv.in/myaccountlogin (web)
BBPS: pay Bajaj Finance EMI on Google Pay, PhonePe, Paytm, or any UPI app under the "Loan EMI" biller category
NACH auto-debit: default for most loans, deducted from your registered bank account on the EMI due date
NEFT / RTGS / IMPS: to the loan-specific account number in your sanction letter
**Net banking** via bajajfinserv.in
**Debit card** via the app or web portal
**Cheque or DD** at a Bajaj Finserv branch (limited acceptance, confirm in app first)
**Track Bajaj Finserv EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Contact Bajaj Finserv directly for EMI, account, or grievance queries:
Main customer care: 1800-103-3535 (toll-free, 24x7 IVR)
Grievance / complaint escalation: 14448 (toll-free)
Email: wecare@bajajfinserv.in
Registered office: Akurdi, Pune, 411 035, Maharashtra
Direct line: +91 8698010101
Foreclosure / payment support: payment.bajajfinserv.in (existing customer portal)
For account-specific queries, log in to https://www.bajajfinserv.in/myaccountlogin. https://www.bajajfinserv.in/myaccountlogin is the My Account customer portal where existing customers see EMI schedule, statement, foreclosure quote, prepayment options, and loan account number.
Bajaj Finance allows part-prepayment and full foreclosure on most loans after the initial lock-in period. Foreclosure charges and part-prepayment charges vary by product. Personal loans, business loans, and loans against property each carry different fees. Per RBI rules, floating-rate home loans and LAP to individual borrowers cannot be charged foreclosure fees. Check the exact charge percentage in your sanction letter or on the schedule of charges in your My Account portal before paying. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Bajaj Finserv loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Bajaj Finserv EMI moves your credit score, and what to do if you have already missed one.
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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