Snapmint online EMI payments
Pay your Loan EMI with Oolka and earn cashback rewards
Snapmint Loan EMI Payment
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About Snapmint
Snapmint is a digital cardless EMI platform that lets shoppers buy on e-commerce sites and pay in 3, 6, 9, or 12 monthly instalments without a credit card. The operating company is Snapmint Credit Advisory Private Limited, headquartered in Mumbai. Snapmint is a lending platform. Loans are issued by Snapmint Financial Services and banking/NBFC partners including AU Small Finance Bank, Incred Finance, LiquiLoans, Tatkal Loan, and Lendbox (Transactree Technologies). The platform is app-first and serves customers across India for purchases of mobiles, electronics, appliances, fashion, and health & wellness products.
Cardless EMI on online and offline shopping (3, 6, 9, 12-month tenures)
0% interest "No Cost EMI" on featured merchants
Mobile and smartphone EMI
Consumer electronics and appliances EMI
Kitchen and home goods EMI
Fashion and lifestyle EMI
Health and wellness purchases EMI
Pay-later credit limit (in-app)
Merchant EMI solution via Snapmint for Business (B2B)
These are the loan products Snapmint offers across India.
How to Pay Snapmint EMI Online
You can pay your Snapmint EMI through several channels:
Snapmint app: primary channel for EMI payment, statement view, and prepayment
UPI auto-pay: most Snapmint EMIs are debited via UPI AutoPay mandate set up at the time of borrowing
NACH auto-debit: alternative auto-debit method
Debit card: pay any EMI via the in-app payment screen
Net banking: via the Snapmint app payment flow
UPI payment via app: Google Pay, PhonePe, Paytm
Email payment link: Snapmint sends a pay-link to your registered email 3 days before EMI due date
**Track Snapmint EMI on Oolka:** if you have loans across multiple lenders, you can manage all your EMIs in one view on Oolka and get an alert when your credit score qualifies you for a lower-rate refinance offer.
Use the official channels above, or pay on Oolka to get cashback, EMI reminders, and a free credit score check.
Snapmint Customer Care
Contact Snapmint directly for EMI, account, or grievance queries:
Customer care phone: 022-48931351 (Monday to Sunday, 10:00 AM to 7:00 PM)
Email: care@snapmint.com
Registered office: Office No. 201, 2nd Floor, C-Wing, Neelkanth Business Park, Near Vidyavihar Station, Vidyavihar (West), Mumbai, 400086
Snapmint Prepayment and Foreclosure
Snapmint allows full prepayment of an active EMI plan via the app's "Prepay" option. Many Snapmint loans are issued on a No Cost EMI structure with the merchant subsidising interest, so check the in-app prepayment screen for the exact closure quote before paying. The displayed amount will reflect any waived interest. Partner-NBFC-issued loans may carry a foreclosure fee per their schedule of charges. Per RBI Digital Lending rules, Snapmint must show you the full Key Fact Statement, including foreclosure terms, before disbursal. Before you foreclose, run the numbers on Oolka. It shows exactly how closing this Snapmint loan will move your credit score, since sometimes keeping the account open longer is better for your credit mix.
Why Pay Snapmint EMI on Oolka
Three things you get on Oolka that you do not get paying directly:
EMI reminders three days before the due date, so you never miss an EMI by accident.
Free credit score check, so you know how your EMI history is affecting your credit.
Cashback offers on select payments.
Most importantly, Oolka shows you exactly how an on-time Snapmint EMI moves your credit score, and what to do if you have already missed one.
Frequently Asked Questions about Snapmint
Other Lenders You Can Pay on Oolka
Oolka supports EMI payments for loans from these lenders too:
Belstar Microfinance
Bajaj Finserv
Hero Fin Corp
Bajaj Auto Finance
L&T Finance
Aditya Birla Capital
IDFC FIRST Bank
One app, one login, all your loan EMIs in one view.
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