Credit age is the length of time your credit accounts have been active, and it affects approximately 15% of your…
Loan settlement reduces your credit score because the lender reports that the loan was not repaid fully as originally agreed. That single “settled” status can…
Credit report checked. No recent loan application. Yet there is an enquiry. Reason: Unknown credit enquiry in CIBIL report. An unknown credit enquiry in your…
You have a credit card. You also took a personal loan last year. Still, your credit score is not moving much. Reason: credit mix. Credit…
Credit report checked. All seemed to be in order. Yet loan application was rejected. Reason: Errors in credit report. Karan, aged 32, from Bihar, applied…
Loan closed. Thought it was done. But the next loan application rejected. Neeraj, 35, from Delhi, applied for a Rs. 4 lakh personal loan. Salary…
Credit score checked. Everything looked fine. Still couldn’t move ahead with the dispute. Reason: Missing ECN number. Ankit, 29, from New Delhi, found an incorrect…
Loan application rejected. Score looked fine. Still blocked. Pooja, 31, from Pune, applied for a Rs. 6 lakh business loan. Salary stable. Existing EMIs under…
EMI missed. Thought it wouldn’t matter. Then loan rejected. Amit, 30, from Indore, applied for a Rs. 2 lakh personal loan. Salary Rs. 28,000. Stable…
“My CIBIL is 780, but my bank says my Equifax is 720. Who is right? And why is the bank even looking at this second…
Loan rejected. “Score low.” You have job, salary. Still no. Meera, 27, nurse in Bhubaneswar. Needed ₹1.5 lakh personal loan for wedding. Income ₹28k. Steady…
Your personal loan rejected. Score 700. “Good enough?” you thought. Bank said no. Arjun, 29, mechanic in Surat. Needed ₹2 lakh for shop expansion. Steady…
Applied for credit card. Salary ₹25k. Steady job. Rejected. “Score too low.” Sneha, 23, fresh grad in Nagpur. First job at call center. Wanted card…