Ever wondered how you can make your everyday spending not just convenient but also rewarding? Imagine a credit card that offers enticing rewards without burdening you with expensive annual fees. That’s where the SBI Unnati Credit Card comes in. It’s not just a credit card, but an excellent financial tool that helps you manage your expenses, enjoy a multitude of benefits, and boost your Credit Score too.
What Is The SBI Unnati Credit Card?
The SBI Unnati Credit Card is an entry-level credit card built for individuals with a minimum bank balance of ₹25,000. Perfect for college students, homemakers, and those who’ve recently entered the workforce, this credit card helps you cater to basic financial necessities like utility/shopping bills, and make payments across various outlets. It also offers you a straightforward application process, enticing benefits, and a user-friendly experience that makes finances easy and enjoyable.
Features and Benefits
Offering you a host of rewards and benefits, the SBI Unnati Credit Card is a great choice for your everyday rewards. Here are its key features and benefits.
- Fuel Waiver
With the SBI Unnati Credit Card, you can enjoy a 1% waiver on fuel surcharges for purchases between ₹500 and ₹3,000. This benefit helps you save money every time you refuel your vehicle and add up to significant savings over time.
- Cashback Benefits
If you spend more than ₹50,000 a year on your SBI Unnati Credit Card, you’ll also receive a cashback of ₹500. This becomes an excellent incentive to use for regular expenses.
- Wide Acceptance
Since the SBI Unnati Credit Card is accepted at over 24 million merchant outlets worldwide, you can shop locally or internationally and enjoy the benefit of seamless transactions everywhere you go.
- Flexipay Option
For purchases exceeding ₹2,500, the SBI Unnati Credit Card also gives you the Flexipay option so that you can convert your expenses into easy monthly instalments (EMIs). This feature makes it easier to manage larger purchases by spreading the repayment over several months.
- Attractive Rewards Program
You can also earn 1 Reward Point for every ₹100 spent on the SBI Unnati Credit Card. These points can be accumulated and redeemed for a variety of gifts.
- No Annual Fee
With no annual fee for the first four years, the SBI Unnati Credit Card also works as an affordable option for students and new working professionals.
How to Apply For the Credit Card?
To apply for the SBI Unnati Credit Card, you have two convenient options:
- Visit your nearest SBI branch to complete an application form and submit the required documents.
- Reach out to the SBI helpline for personalized assistance with your application process.
In short, the SBI Unnati Credit Card is an excellent tool for individuals who want to enjoy a variety of rewards and benefits while building their Credit Score. With features like fuel waivers, cashback, wide acceptance, Flexipay options, and a rewarding points program, it enhances your everyday spending experience without the burden of annual fees. Not just that, it’s a great stepping stone for those who are looking to develop smarter spending habits, gain financial literacy, and prepare for long-term financial growth.
Want to grow your finances and reap long-term rewards? Contact Team Oolka today for smart credit-building solutions tailored to your goals and current financial situation. A quick call with their team today can help you make informed decisions on investments, learn new saving strategies, and improve your overall financial planning.
Disclaimer
All information provided in this blog reflects the current features and benefits of the SBI Unnati Credit Card. Any changes or updates to the card’s features, terms, and conditions may occur over time. For the most accurate and up-to-date information, refer to the official SBI website or connect with their customer service representatives directly.
