{"id":213,"date":"2024-12-06T09:19:53","date_gmt":"2024-12-06T09:19:53","guid":{"rendered":"https:\/\/oolka.in\/blog\/?page_id=213"},"modified":"2024-12-06T09:33:16","modified_gmt":"2024-12-06T09:33:16","slug":"oolka-blog","status":"publish","type":"page","link":"https:\/\/oolka.in\/blog\/oolka-blog\/","title":{"rendered":"Oolka Blog"},"content":{"rendered":"<section class=\"wpb-content-wrapper\"><p>[vc_row full_width=&#8221;stretch_row&#8221;][vc_column]\n<section class=\"cf block news-block\" data-id=\"p-1\">\n\t\n\t\t\n\t<div class=\"block-content ts-row\">\n\t\t<div class=\"col-6 large cf\">\n\t\t\t\n\t\t\t\t\n\t\t\t<article class=\"grid-post post-1468 post type-post status-publish format-standard has-post-thumbnail category-credit-score tag-credit-age\">\n\t\t\t\t\t\n\t\t\t\t<div class=\"post-header\">\n\t\t\t\t\t<div class=\"post-thumb\">\n\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-credit-age-affects-credit-score\/\" class=\"image-link\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/what-is-credit-age-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"what is credit age\" title=\"What Is Credit Age and How It Affects Loan Approval\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/what-is-credit-age-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/what-is-credit-age-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"meta-title\">\n\t\t\t\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/credit-score\/\" class=\"category\">Credit Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-credit-age-affects-credit-score\/\">What Is Credit Age and How It Affects Loan Approval<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-credit-age-affects-credit-score\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-06-22T05:53:34+00:00\">June 22, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">8 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"post-content post-excerpt cf\">\n\t\t\t\t<p>Credit age is the length of time your credit accounts have been active, and it affects approximately 15% of your&hellip;<\/p>\n\t\t\t\t<\/div><!-- .post-content -->\n\t\n\t\t\t<\/article>\n\n\t\t\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\n\t\t<div class=\"col-6 posts-list\">\n\t\t\n\t\t\t<div class=\"ts-row\">\n\t\t\t\n\t\t\t\t\n\t\t\t\t<article class=\"col-6 small-post cf\">\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/loan-rejected-due-to-low-credit-score\/\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"87\" height=\"67\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/loan-rejected-due-to-low-score-87x67.png\" class=\"attachment-contentberg-thumb size-contentberg-thumb wp-post-image\" alt=\"loan rejected due to low score\" title=\"Loan Rejected Due to Low Credit Score? Here\u2019s What to Do Next\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/loan-rejected-due-to-low-score-87x67.png 87w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/loan-rejected-due-to-low-score-260x200.png 260w\" sizes=\"(max-width: 87px) 100vw, 87px\" \/>\t\t\t\t\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<h3 class=\"post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/loan-rejected-due-to-low-credit-score\/\">Loan Rejected Due to Low Credit Score? Here\u2019s What to Do Next<\/a>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"post-meta post-meta-a\">\n\t\t\n\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/loan-rejected-due-to-low-credit-score\/\" class=\"date-link\"><time class=\"post-date\" datetime=\"2026-06-19T12:03:33+00:00\">June 19, 2026<\/time><\/a>\n\t\t\t\t\n\t\t\n\t<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\n\t\t\t\t\n\t\t\t\t<article class=\"col-6 small-post cf\">\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-to-build-credit-score-from-scratch\/\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"87\" height=\"67\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/build-credit-score-from-scratch-87x67.png\" class=\"attachment-contentberg-thumb size-contentberg-thumb wp-post-image\" alt=\"build credit score from scratch\" title=\"How to Build Credit Score From Scratch\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/build-credit-score-from-scratch-87x67.png 87w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/build-credit-score-from-scratch-260x200.png 260w\" sizes=\"(max-width: 87px) 100vw, 87px\" \/>\t\t\t\t\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<h3 class=\"post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-to-build-credit-score-from-scratch\/\">How to Build Credit Score From Scratch<\/a>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"post-meta post-meta-a\">\n\t\t\n\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-to-build-credit-score-from-scratch\/\" class=\"date-link\"><time class=\"post-date\" datetime=\"2026-06-18T10:05:57+00:00\">June 18, 2026<\/time><\/a>\n\t\t\t\t\n\t\t\n\t<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\n\t\t\t\t\n\t\t\t\t<article class=\"col-6 small-post cf\">\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/credit-cards-for-low-credit-score-india\/\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"87\" height=\"67\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/Credit-Cards-For-Low-Credit-Score-87x67.png\" class=\"attachment-contentberg-thumb size-contentberg-thumb wp-post-image\" alt=\"Credit Cards For Low Credit Score\" title=\"Best Credit Cards Indians Can Get After Multiple Rejections\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/Credit-Cards-For-Low-Credit-Score-87x67.png 87w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/Credit-Cards-For-Low-Credit-Score-260x200.png 260w\" sizes=\"(max-width: 87px) 100vw, 87px\" \/>\t\t\t\t\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<h3 class=\"post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/credit-cards-for-low-credit-score-india\/\">Best Credit Cards Indians Can Get After Multiple Rejections<\/a>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"post-meta post-meta-a\">\n\t\t\n\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/credit-cards-for-low-credit-score-india\/\" class=\"date-link\"><time class=\"post-date\" datetime=\"2026-06-17T11:23:04+00:00\">June 17, 2026<\/time><\/a>\n\t\t\t\t\n\t\t\n\t<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\n\t\t\t\t\n\t\t\t\t<article class=\"col-6 small-post cf\">\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/does-checking-your-credit-score-lower-it\/\" class=\"image-link\"><img loading=\"lazy\" decoding=\"async\" width=\"87\" height=\"67\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/does-checking-cibil-score-reduce-it-87x67.png\" class=\"attachment-contentberg-thumb size-contentberg-thumb wp-post-image\" alt=\"does checking cibil score reduce it\" title=\"Does Checking Your Credit Score Frequently Lower It?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/does-checking-cibil-score-reduce-it-87x67.png 87w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/does-checking-cibil-score-reduce-it-260x200.png 260w\" sizes=\"(max-width: 87px) 100vw, 87px\" \/>\t\t\t\t\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"content\">\n\t\t\t\t\t\t\n\t\t\t\t\t\t<h3 class=\"post-title\">\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/does-checking-your-credit-score-lower-it\/\">Does Checking Your Credit Score Frequently Lower It?<\/a>\n\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t<div class=\"post-meta post-meta-a\">\n\t\t\n\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/does-checking-your-credit-score-lower-it\/\" class=\"date-link\"><time class=\"post-date\" datetime=\"2026-06-17T08:08:08+00:00\">June 17, 2026<\/time><\/a>\n\t\t\t\t\n\t\t\n\t<\/div>\t\t\t\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\n\t\t\t\n\t\t\t<\/div>\n\t\t<\/div>\n\t\n\t<\/div> <!-- .block-content -->\n\t\n<\/section>\n\t\n[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column]\n\t<section class=\"cf block loop-grid-3\" data-id=\"p-2\">\n\t\n\t\t\t\t\n\t\t<div class=\"block-content\">\n\t\t\n\t<div class=\"posts-dynamic posts-container ts-row grid count-0 grid-cols-3\">\n\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t<div class=\"posts-wrap\">\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1449\" class=\"grid-post post-1449 post type-post status-publish format-standard has-post-thumbnail category-credit-score tag-loan-settlement has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-loan-settlement-affects-credit-score\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/loan-settlements-effect-on-Credit-Score-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"loan settlements effect on Credit Score\" title=\"How Loan Settlements Affect Your Credit Score\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/loan-settlements-effect-on-Credit-Score-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/06\/loan-settlements-effect-on-Credit-Score-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/credit-score\/\" class=\"category\">Credit Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-loan-settlement-affects-credit-score\/\">How Loan Settlements Affect Your Credit Score<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-loan-settlement-affects-credit-score\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-06-10T11:28:13+00:00\">June 10, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">7 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Loan settlement reduces your credit score because the lender reports that the loan was not repaid fully as originally agreed. That single \u201csettled\u201d status can&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1371\" class=\"grid-post post-1371 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-unknown-credit-enquiry has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-to-remove-enquiry-from-cibil-report\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/Unknown-Credit-Enquiry-in-CIBIL-Report-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"Unknown Credit Enquiry in CIBIL Report\" title=\"Unknown Credit Enquiry in Credit Report? Here\u2019s What to Do\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/Unknown-Credit-Enquiry-in-CIBIL-Report-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/Unknown-Credit-Enquiry-in-CIBIL-Report-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-to-remove-enquiry-from-cibil-report\/\">Unknown Credit Enquiry in Credit Report? Here\u2019s What to Do<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/how-to-remove-enquiry-from-cibil-report\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-28T10:17:55+00:00\">May 28, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">8 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Credit report checked. No recent loan application. Yet there is an enquiry. Reason: Unknown credit enquiry in CIBIL report. An unknown credit enquiry in your&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1368\" class=\"grid-post post-1368 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-credit-mix has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/what-is-a-credit-mix\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/credit-mix-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"credit mix\" title=\"What is a Credit Mix and How Can it Affect Credit Scores?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/credit-mix-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/credit-mix-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/what-is-a-credit-mix\/\">What is a Credit Mix and How Can it Affect Credit Scores?<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/what-is-a-credit-mix\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-28T08:18:38+00:00\">May 28, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">8 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>You have a credit card. You also took a personal loan last year. Still, your credit score is not moving much. Reason: credit mix. Credit&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1361\" class=\"grid-post post-1361 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-cibil-dispute has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/cibil-dispute-resolution-process\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/cibil-dispute-resolution-process-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"cibil dispute resolution process\" title=\"A Complete Guide to the Credit Dispute Resolution Process\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/cibil-dispute-resolution-process-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/cibil-dispute-resolution-process-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/cibil-dispute-resolution-process\/\">A Complete Guide to the Credit Dispute Resolution Process<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/cibil-dispute-resolution-process\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-18T12:09:39+00:00\">May 18, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">9 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Credit report checked. All seemed to be in order. Yet loan application was rejected. Reason: Errors in credit report. Karan, aged 32, from Bihar, applied&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1356\" class=\"grid-post post-1356 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-written-off-meaning-in-cibil has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/written-off-or-settled-status-in-cibil\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/Written-Off-or-Settled-Status-in-CIBIL-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"Written-Off or Settled Status in CIBIL\" title=\"What is Written-Off or Settled Status in Credit and How to Fix It\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/Written-Off-or-Settled-Status-in-CIBIL-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/Written-Off-or-Settled-Status-in-CIBIL-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/written-off-or-settled-status-in-cibil\/\">What is Written-Off or Settled Status in Credit and How to Fix It<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/written-off-or-settled-status-in-cibil\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-16T10:52:04+00:00\">May 16, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">10 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Loan closed. Thought it was done. But the next loan application rejected. Neeraj, 35, from Delhi, applied for a Rs. 4 lakh personal loan. Salary&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1353\" class=\"grid-post post-1353 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-ecn-number has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/ecn-number-in-cibil-report\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/ecn-number-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"ecn number\" title=\"ECN Number in Credit Report: Meaning and How to Obtain It\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/ecn-number-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/ecn-number-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/ecn-number-in-cibil-report\/\">ECN Number in Credit Report: Meaning and How to Obtain It<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/ecn-number-in-cibil-report\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-15T07:10:55+00:00\">May 15, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">7 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Credit score checked. Everything looked fine. Still couldn\u2019t move ahead with the dispute. Reason: Missing ECN number. Ankit, 29, from New Delhi, found an incorrect&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1357\" class=\"grid-post post-1357 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-suit-filed-in-cibil-report has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/cibil-suit-filed-meaning-and-removal-guide\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/suit-filed-and-removal-guide-1-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"suit filed and removal guide\" title=\"What is a Suit Filed in Credit Report and How to Remove It?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/suit-filed-and-removal-guide-1-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/suit-filed-and-removal-guide-1-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/cibil-suit-filed-meaning-and-removal-guide\/\">What is a Suit Filed in Credit Report and How to Remove It?<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/cibil-suit-filed-meaning-and-removal-guide\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-12T11:11:57+00:00\">May 12, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">8 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Loan application rejected. Score looked fine. Still blocked.  Pooja, 31, from Pune, applied for a Rs. 6 lakh business loan. Salary stable. Existing EMIs under&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1335\" class=\"grid-post post-1335 post type-post status-publish format-standard has-post-thumbnail category-cibil-score tag-dpd-in-cibil has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/days-past-due-dpd-in-cibil-report\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/what-is-DPD-Days-Past-Due-370x245.png\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"what is DPD (Days Past Due)\" title=\"What is Days Past Due (DPD) in the Credit report?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/what-is-DPD-Days-Past-Due-370x245.png 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/05\/what-is-DPD-Days-Past-Due-270x180.png 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/cibil-score\/\" class=\"category\">Cibil Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/days-past-due-dpd-in-cibil-report\/\">What is Days Past Due (DPD) in the Credit report?<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/days-past-due-dpd-in-cibil-report\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-05-07T10:59:09+00:00\">May 7, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">8 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>EMI missed. Thought it wouldn\u2019t matter. Then loan rejected. Amit, 30, from Indore, applied for a Rs. 2 lakh personal loan. Salary Rs. 28,000. Stable&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1300\" class=\"grid-post post-1300 post type-post status-publish format-standard has-post-thumbnail category-credit-score tag-credit-score has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/what-is-equifax-credit-score-india\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-35-370x245.jpg\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"What Is Equifax Credit Score and Why Do Banks Check It in India?\" title=\"What Is Equifax Credit Score and Why Do Banks Check It in India?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-35-370x245.jpg 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-35-270x180.jpg 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/credit-score\/\" class=\"category\">Credit Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/what-is-equifax-credit-score-india\/\">What Is Equifax Credit Score and Why Do Banks Check It in India?<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/what-is-equifax-credit-score-india\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-03-03T08:10:28+00:00\">March 3, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">7 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>&#8220;My CIBIL is 780, but my bank says my Equifax is 720. Who is right? And why is the bank even looking at this second&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1298\" class=\"grid-post post-1298 post type-post status-publish format-standard has-post-thumbnail category-credit-score tag-credit-score tag-loan-approval tag-loans has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/minimum-credit-score-required-for-loan-india\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-39-370x245.jpg\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"What Is the Minimum Credit Score Required for a Loan in India?\" title=\"What Is the Minimum Credit Score Required for a Loan in India?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-39-370x245.jpg 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-39-270x180.jpg 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/credit-score\/\" class=\"category\">Credit Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/minimum-credit-score-required-for-loan-india\/\">What Is the Minimum Credit Score Required for a Loan in India?<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/minimum-credit-score-required-for-loan-india\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-03-03T08:08:20+00:00\">March 3, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">4 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Loan rejected. &#8220;Score low.&#8221; You have job, salary. Still no. Meera, 27, nurse in Bhubaneswar. Needed \u20b91.5 lakh personal loan for wedding. Income \u20b928k. Steady&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1296\" class=\"grid-post post-1296 post type-post status-publish format-standard has-post-thumbnail category-credit-score tag-credit-score has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/is-a-700-credit-score-good-in-india\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-38-370x245.jpg\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"Is a 700 Credit Score Good in India? What It Means for You\" title=\"Is a 700 Credit Score Good in India? What It Means for You\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-38-370x245.jpg 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-38-270x180.jpg 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/credit-score\/\" class=\"category\">Credit Score<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/is-a-700-credit-score-good-in-india\/\">Is a 700 Credit Score Good in India? What It Means for You<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/is-a-700-credit-score-good-in-india\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-03-03T07:58:52+00:00\">March 3, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">5 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Your personal loan rejected. Score 700. &#8220;Good enough?&#8221; you thought. Bank said no. Arjun, 29, mechanic in Surat. Needed \u20b92 lakh for shop expansion. Steady&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t<div class=\"col-4\">\t\n\t\t\t\t\t\t\n<article id=\"post-1293\" class=\"grid-post post-1293 post type-post status-publish format-standard has-post-thumbnail category-credit-cards tag-credit-card tag-credit-score has-excerpt\">\n\t\n\t<div class=\"post-header cf\">\n\t\t\t\n\t\t<div class=\"post-thumb\">\n\t\t\t<a href=\"https:\/\/oolka.in\/blog\/credit-score-required-for-a-credit-card\/\" class=\"image-link\">\n\t\t\t\n\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"370\" height=\"245\" src=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-37-370x245.jpg\" class=\"attachment-contentberg-grid size-contentberg-grid wp-post-image\" alt=\"What Credit Score Is Required for a Credit Card in India?\" title=\"What Credit Score Is Required for a Credit Card in India?\" srcset=\"https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-37-370x245.jpg 370w, https:\/\/oolka.in\/blog\/wp-content\/uploads\/2026\/03\/Oolka-37-270x180.jpg 270w\" sizes=\"(max-width: 370px) 100vw, 370px\" \/>\t\t\t\t\t\n\t\t\t\t\n\t\t\t<\/a>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t<div class=\"meta-title\">\n\t\t\n\t\t\t\t<div class=\"post-meta post-meta-b\">\n\t\t\n\t\t\t\t\n\t\t\t<span class=\"post-cat\">\t\n\t\t\t\t<span class=\"text-in\">In<\/span> \n\t\t\t\t\t\t\t\t\t\n\t\t<a href=\"https:\/\/oolka.in\/blog\/category\/credit-cards\/\" class=\"category\">Credit Cards<\/a>\n\n\t\t\t\t\t<\/span>\n\t\t\t\n\t\t\t\n\t\t\n\t\t\t\t\t\n\t\t\t\n\t\t\t<h2 class=\"post-title-alt\">\n\t\t\t\t\t\t\t\n\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/credit-score-required-for-a-credit-card\/\">What Credit Score Is Required for a Credit Card in India?<\/a>\n\t\t\t\t\t\n\t\t\t\t\t\t\t<\/h2>\n\t\t\t\n\t\t\t\t\n\t\t<div class=\"below\">\n\t\t\n\t\t\t\t\t\t\t<a href=\"https:\/\/oolka.in\/blog\/credit-score-required-for-a-credit-card\/\" class=\"meta-item date-link\"><time class=\"post-date\" datetime=\"2026-03-03T07:55:45+00:00\">March 3, 2026<\/time><\/a>\n\n\t\t\t\t<span class=\"meta-sep\"><\/span>\n\t\t\t\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"meta-item read-time\">5 Mins Read<\/span>\n\t\t\t\t\t\n\t\t<\/div>\n\t\t\n\t<\/div>\t\t\n\t\t<\/div>\n\t\t\n\t<\/div><!-- .post-header -->\n\n\t\t<div class=\"post-content post-excerpt cf\">\n\t\t<p>Applied for credit card. Salary \u20b925k. Steady job. Rejected. &#8220;Score too low.&#8221; Sneha, 23, fresh grad in Nagpur. First job at call center. Wanted card&hellip;<\/p>\n\t\t\t\n\t<\/div><!-- .post-content -->\n\t\t\n\t\t\n\t\t\n<\/article>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\n\t\t<\/div>\n\t<\/div>\n\t\n\t\n\t\t\t<\/div>\n\t\n\t<\/section>\n\n[\/vc_column][\/vc_row]<\/p>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-blocks.php","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Oolka Blog - Oolka<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/oolka.in\/blog\/oolka-blog\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Oolka Blog - Oolka\" \/>\n<meta property=\"og:description\" content=\"[vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/oolka.in\/blog\/oolka-blog\/\" \/>\n<meta property=\"og:site_name\" content=\"Oolka\" \/>\n<meta property=\"article:modified_time\" content=\"2024-12-06T09:33:16+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Oolka Blog - Oolka","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/oolka.in\/blog\/oolka-blog\/","og_locale":"en_US","og_type":"article","og_title":"Oolka Blog - Oolka","og_description":"[vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row]","og_url":"https:\/\/oolka.in\/blog\/oolka-blog\/","og_site_name":"Oolka","article_modified_time":"2024-12-06T09:33:16+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/oolka.in\/blog\/oolka-blog\/","url":"https:\/\/oolka.in\/blog\/oolka-blog\/","name":"Oolka Blog - Oolka","isPartOf":{"@id":"https:\/\/oolka.in\/blog\/#website"},"datePublished":"2024-12-06T09:19:53+00:00","dateModified":"2024-12-06T09:33:16+00:00","breadcrumb":{"@id":"https:\/\/oolka.in\/blog\/oolka-blog\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/oolka.in\/blog\/oolka-blog\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/oolka.in\/blog\/oolka-blog\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/oolka.in\/blog\/"},{"@type":"ListItem","position":2,"name":"Oolka Blog"}]},{"@type":"WebSite","@id":"https:\/\/oolka.in\/blog\/#website","url":"https:\/\/oolka.in\/blog\/","name":"Oolka","description":"Blog - AI Credit Score, Improve Credit, Pay EMIs","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/oolka.in\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/pages\/213"}],"collection":[{"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/comments?post=213"}],"version-history":[{"count":3,"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/pages\/213\/revisions"}],"predecessor-version":[{"id":228,"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/pages\/213\/revisions\/228"}],"wp:attachment":[{"href":"https:\/\/oolka.in\/blog\/wp-json\/wp\/v2\/media?parent=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}